Month: March 2017


Buying a new car is always exciting, but there is always one question everyone should ask themselves: do I get a car loan or should I pay cash? Approximately 84.5% of car shoppers now purchase their cars using auto loans, but if you’ve got bad credit you may have reservations about borrowing. Read more from this blog:



Those with bad credit tend to worry a lot about whether or not they can still get a car loan despite their poor financial standing. Understandably, not too many lenders would want to take the risk with those who are struggling to keep up with their debts. Read more from this blog:


Buying a used car from auto dealers is a practical choice that can save you a lot money. It may not necessarily be the latest model with the newest technological add-ons, but for as long you choose carefully, you can still make the most out of your purchase. Read more from this blog:



For many people, buying pre-owned vehicles represent a practical choice. There are plenty of used cars still in very good condition, and with a little diligence you can drive home a real bargain.

The common perception is that if the car–or any other item, for that matter–is pre-owned, then it must have been disposed of by the previous owner for a reason. Read more from this blog:

A Guide to Buying a Car When You’re Using Bad Credit Auto Financing

Nowadays, buying a car is easy. However, it’s not as easy when you to take out a loan to buy one. It’s even more challenging if you have bad credit. This is why you need to be more careful when buying a car through bad credit auto financing. From the moment you decide to get a new car to signing the contract, there’s a process you need to go through.


Buyers with bad credit often have to pay higher interest rates. Because of this, you have to study all your options to get just the right car for you. You can do this by determining your needs in terms of the type of vehicle. What is the car mainly for? Is it for a daily drive to work? Do you need a family car? What features are necessary for your travels? Read more from this blog

Ways to Increase Your Chances to Get Ideal Car Loans for Bad Credit

Having a bad credit rating shouldn’t stop you from getting the car that you want – within reason, of course. It may be difficult to secure a loan but that doesn’t mean there’s no way to finance your purchase. You just have to know how to improve your credit record and increase your chances of getting a deal that fits your situation.

Understand Your Credit Report

Many buyers assume that a low credit score is the only reason why they have bad credit. The truth is that there’s a range of factors that can affect your record. Among these are payment history, length of credit history, credit utilization, types of credit card, and new credit accounts. All these are used in calculating your credit score. Read more from this blog

3 Mistakes That Can Waste Your Money When Buying at Car Dealerships

Buying a car, whether new or used, is an investment. You’re purchasing not just a vehicle, but also a convenient way to get around. That’s why it’s important to spend time studying all your options before making a decision.

The challenge though is sorting out the good deals from the bad ones. Many buyers, especially first-timers, fall into traps that make them waste their money. Avoid committing the same mistakes to ensure that you’re getting value for your money. Read more from this blog

3 Vital Parts of Used Cars You Should Check Before Making a Purchase

Just because you’re shopping for a used car doesn’t mean you wouldn’t find a good buy. In fact, a lot of used cars in Portland are still in very good condition. All you have to do is to inspect properly to ensure that the vehicle you’re buying is still in good condition.

When checking a used car, there are three important parts you shouldn’t forget to inspect.

Check Under the Hood

Never buy a vehicle without checking what’s under the hood because it’s one of the parts that are most vulnerable to floods. Using a dipstick, check liquid levels and the oil consistency. If you see black oil, water in oil, or low liquid levels, walk away. Read more from this blog

Maximize Your Budget at Used Cars Dealerships

If you feel you’re not financially ready to lock in a deal with a brand new car, then learn about options and savings of considering a used vehicle. With manageable prices and easy payment plans, used car dealers will support you as you make that important decision.

Know the Market

Perhaps you’ve had your eye on a particular make and model, but do you know how much it costs in the market today? Do you know the vehicle’s current depreciation and resale value? To get the most out of your purchase, you should also know about tech features that you may want to do without. Some of these add-ons may cost you more, so it helps to be informed. Discuss your preferences with your auto dealer. (more…)

Be Money Smart and Kick Bad Credit out the Door

Being knee-deep in debt can be difficult to overcome, but bouncing back is certainly possible. By making more sensible financial choices, you can get rid of bad credit for good.

Be Wise about Your Loans

Taking out an auto loan or a home loan can truly build up your credit, as it shows that you can responsibly manage multiple accounts. If you feel you’re in a budget rut, car dealers for bad credit you get a car loan even if your credit score is not that good.

As with any other type of financial commitment, a loan entails timely payments. Do your best to make your payments on or before the due date. (more…)